Newsletters
Will you outlive your retirement income? Are your financial expectations for the coming year realistic?
Our financial newsletters are designed to provide helpful information on a wide variety
of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.
February
-
Explore the cost of the longest government shutdown in recent history, from its economic impact to its effect on public safety and services.
-
Explore an overview of rules and tax consequences for 401(k) plan hardship distributions and other early withdrawals.
-
See the indicators economists rely on to understand the past, present, and potential future direction of the economy.
-
This article features a worksheet and relevant information to help estimate retirement expenses and income.
-
Find out how and why mergers and acquisitions take place (and why they matter to investors).
-
A business plan can be an important step toward success. Here are some key components to consider.
January
-
In the final quarter of 2018, interest-rate fears and unresolved geopolitical issues upset the financial markets and reversed many of the gains notched earlier in the year.
-
The New Year might be a good time to review and update beneficiaries on estate documents, insurance policies, and financial accounts.
-
Small-business owners should watch for trade policy changes that could impact their products, supply chains, or competitors.
December
-
A look at what’s driving the high consumer confidence level and the importance of consumer spending to the broader economy.
-
Some college grads pay off student loans at the expense of saving for the future. See steps that may help them do both.
-
Millions of Americans own mutual funds. This overview can help you review the mix of funds you own.
-
Association health plans may enable small businesses to save money, but how do AHPs compare to small-group health insurance?
November
-
How the Federal Reserve Board’s actions influence interest rates, economic growth, and inflation.
-
An overview of the potential benefits, limitations, and rules of Roth 401(k) accounts.
-
Community property laws that apply in nine states and “equitable distribution” laws that apply in other states.
-
Helping a grandchild obtain a college degree could be life-changing for the student. Still, it’s important to consider how a gift could affect student aid and taxes.
-
In addition to setting aside pre-tax income to pay current and future medical expenses, an HSA could play an important role in your long-term retirement strategy.
-
A flat 21% tax rate may seem like a good reason for a pass-through entity to convert to a C corporation, but there are other factors to consider.
October
-
Looks at some of the reasons behind the big declines in emerging markets, and how these developing economies might affect U.S. investors.
-
Seven classic quotes about investing from successful investors, economists, and other insightful thinkers.
-
An overview of basic Social Security rules and options that are often misunderstood, whether workers are looking forward to claiming benefits in 1 or 30 years.
-
Some tips for parents and college students to consider, whether opening a new checking account or using an old one.
-
Some considerations for a divorcing couple who are dividing marital assets, such as retirement accounts, and filing for Social Security.
-
Small-business owners will want to take full advantage of every legal tax break available, such as deductions for a home office and automobile expenses.
September
-
An investor’s personal situation should be considered when assessing his or her risk tolerance.
-
A letter of instruction could be just as important as a will to help heirs settle an estate and move forward with their lives.
-
A family limited partnership is a legal agreement that enables business owners and their heirs to address tax issues, business succession, and estate planning needs.
August
-
Why federal budget deficits are rising, and what the current fiscal situation could mean for the future of the U.S. economy.
-
A new term life insurance policy can be quite expensive as people age. Survivorship life insurance may be a more cost-effective solution.
-
The relationship between oil prices and GDP growth has become more complicated in recent years due to the expanded U.S. presence in the global oil market.
-
Cash balance plans can be a powerful tool for employee recruitment and retention, plus they have generous contribution limits that increase with age.
July
-
An overview of Section 529 savings plans, including their traditional use for college saving and the new rules for K-12 tuition.
-
Younger baby boomers may be facing a more challenging retirement landscape than older members of the generation, according a recent survey.
-
Cloud computing functions could help small companies increase productivity with smaller up-front costs.
June
-
The factors that may be restraining workers’ wages and the economic implications of continued weakness or a sudden surge.
-
Rolling funds from an employer's plan to an IRA enables you to maintain control regardless of your employment situation.
-
One change made by 2017 tax legislation, a new way of measuring inflation, may have a significant effect on individual taxpayers over the long term.
-
A Medigap policy or a Medicare Advantage Plan could help provide more stability for health-care spending during retirement.
-
The new tax law includes several provisions that could benefit business owners, such as the pass-through deduction and write-offs for capital investments.
May
-
A 2017 survey found that only 42% of U.S. adults had a will or living trust. Here are three basic reasons why everyone should have a will.
-
About 40 million family caregivers in the U.S. provide unpaid care to another adult. Understand the associated financial, physical, and emotional costs.
-
Dollar-cost averaging can be an effective way to accumulate shares without focusing on market movements.
-
Some indicators that it might be time to hire additional employees, and how to weigh the potential benefits in light of the costs.
April
-
Some pros and cons for the use of credit cards versus debit cards for purchases.
-
A longevity annuity can bring some stability to a retirement strategy by providing a steady income late in life.
-
A discussion of some specific cybersecurity threats and tips to help small businesses protect their interests from hackers.
March
-
Four financial numbers that you should understand (and that could potentially improve your financial situation).
-
Here are some ideas for arranging a phased retirement program, as well as tips for trying a practice run.
-
How key-person insurance policies can benefit small businesses.
|
~001.jpg)